PFS Buyer Club is an organization that helps source in-demand items from their army of buyers. I’m one of those buyers.
There’s no membership fee or anything to join the club, you just get in.
If you want an invite, email me and I can get you one.
And from time to time, PFS Buyer Club will email you an offer. I usually get the ones where there’s a limited release coin from the U.S. Mint.
📢 Right now, they have an offer for the 250th Anniversary United States Navy American Eagle One Ounce Silver Proof Coin that the Mint is releasing on Friday, October 10th. You buy it for $110.95 and they will pay you $141, which is a profit of $30.05.
Here’s what the process was like when I did it last time:
Table of Contents
What An Offer Looks Like
In the last offer I did, it was for a 2025 Laser Engraved American Eagle One Ounce Silver Proof Coin that was going to be on sale for $105 plus $5.95 shipping. The offer from PFS Buyer Club was that they would pay you a $30.05 commission for you to buy it and ship that coin to them in the original sealed box from the U.S. Mint.
With these U.S. Mint releases, they set a time and then randomize everyone who is queued up ahead of the release time. If you get there before noon, you get a random place in line. If you get in after, you get put at the end. PFS recommends you sign in at 11:35 to 11:40AM for a noon release.
PFS provides all kinds of instructions to make this as easy as possible, even identifying potential bottlenecks.
Here’s what that waiting queue looks like:
The return? $30.05 on a $110.95 spend is a quick 27% return just to slap a label on something and drop it in a FedEx box.
You agree to a few conditions on the deal:
- You must place the order by 1PM (it’s a noon release)
- If they go on backorder, purchase anyway because you still might get it.
- Once you get the order filled, copy the number USMXXXXXX and enter it in your PFS account with your shipping zip code. The terms of the deal are that you fill this out by 7PM ET.
- You will get a FedEx shipping label, just put it on the box that you receive (without opening it) and ship it out within two days of receipt.
Once the package arrives at their location in New York, they pay you.
Normally, you can get paid via PayPal but they’re running issues at the moment with Mass Payments.
So, for now, payouts are done by eCheck, which is emailed to you in “up to 7 business days.” You can print it out and deposit to your account as you would a normal check.
PFS Communication Was Great
The amount of communication you get with each deal is phenomenal. It’s step by step with clear instructions, it’s obvious they’ve been doing this for a while and have solved a lot of the prior issues.
For example, I was expecting the package on a Wednesday and so when I received a bunch of packages on Tuesday, I just opened them all on auto-pilot. Oops.
I emailed their support and within a day was told it’s fine – check the box for the coin, seal it back up, and mail it back with a note on the label (write “open” next to my PFS ID number).
I printed the FedEx Ground label, shipped it off the next day, and waited. It took a day to make it up to their office in New York and I was paid that night. All throughout I received emails with updates, which I appreciated.
In fact, because I went on a business trip shortly thereafter, I forgot to cash out. They even sent me an email reminder to cash out:
Dear Jim Wang,
Please use this email as a reminder that funds have been previously credited to your PFS Payments account.
You can request a payment by clicking the words “cash out” (found under your balance) on the My Payments page on our website – https://pfsbuyerclub.com/Deal/MyPayments .
As always, please contact us directly with any questions or concerns.
Thanks again!
– pfsBuyerClub
Getting Paid
Normally, you can cash out with PayPal but they’re having some issues with that so they’re using Deluxe Payment Exchange. Deluxe is (was?) one of the largest check printing companies in the world. Now that people don’t print that many checks, I guess they’re in the digital check game.
They will email you a PDF that you print out. The check just has the front, which includes all the required information you’d expect on the check.
The back is blank. You’re supposed to endorse it like a regular check (sign it near the end) and then you can deposit it digitally with your bank’s app.
I guess all the preprinted stuff on the back of a normal check doesn’t matter because my bank cashed it without a problem.
What Are The Risks?
There is no risk to opting into a deal. Sometimes there’s a chance you wait in that waiting room queue and they sell out before you are given a chance to purchase one.
But if you buy the coin, the risk is that you ship this off and they never pay you. They’ve already arranged buyers and this is a big business, so I consider this less likely. You may not be familiar with them but I’ve known this site for years and never heard anything bad. The silver coin I shared above is the first deal I’ve ever done with them and I was pleased with how fast and smooth everything was.
It’s does take time to complete though. In this case, you are waiting to buy a coin, then you buy it and wait for delivery, then you have to ship it off again. All for $30 and a bit of extra spend on your credit card.
But $30 is still $30.
Other offers are more attractive but come with bigger risk – you’re buying a higher dollar item.
What doesn’t have risk is joining their list and hearing about the deals. That’s free.
If you want to get on their email list to hear about their deals, email me and I can send you a referral link.
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About Jim Wang
Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard’s Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.
Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology – Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.
One of his favorite tools (here’s my treasure chest of tools, everything I use) is Empower Personal Dashboard, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you’re on track to retire when you want. It’s free.
Opinions expressed here are the author’s alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.
